Regular Loan

Loanable Amount

• Up to three times (3x) of current share capital
• Up to Three Hundred Thousand Pesos (P300,000.00) (Regular Member)
• Up to Thirty Thousand Pesos (P30,000) (Associate Member)

Duration of Loan

• Up to 5 years (Regular)
• Up to 2 years (Associate)

Deadline for submission

• Tuesday 11:00 a.m., if it falls on a holiday, Monday 11:00 a.m.

Release of regular loan

• Wednesday, if it falls on a holiday, Tuesday

Other information

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Back To Back Loan

Loanable Amount

• The maximum amount of loan is equivalent to borrowers share capital for regular and associate members.

Duration of Loan

• Up to 5 years (Regular)
• Up to 2 years (Associate)

Deadline for submission

• Tuesday 11:00a.m., if it falls on holiday, Monday 11:00a.m.

Release of regular loan

• Wednesday, if it falls on a holiday, Tuesday.

Cash Advance Loan

Loanable Amount

• Regular member - up to Twenty thousand Pesos (P20,000.00)
• Associate member - up to Ten Thousand Pesos (P10,000.00)

Duration of Loan

• Regular member - up to twelve (12) months
• Associate member - up to six (6) months

Deadline for submission

• Thursday 11:00a.m., if it falls on a holiday, Wednesday 11:00a.m.

Release of regular loan

• Friday, if it falls on a holiday, Thursday

Other information

• Policy regarding cash advance loan - No cash advance will be approved if the borrower has existing back-to-back and consolidated loan.

Emergency Loan

Loanable Amount

• Regular Member - up to Twenty Thousand Pesos (P20,000.00) months
• Associate Member - up to Ten Thousand Pesos (P10,000.00) months

Duration of Loan

• Regular Member - up to twelve (12) months
• Associate Member - up to six (6) months

Deadline for submission

Any working days until 4:00 pm

Release of regular loan

Any working days until 4:00 pm

Other information

Special Privilege Loan

Loanable Amount

• Regular Member - up to Twenty Thousand Pesos (P20,000.00) months
• Associate Member - up to Ten Thousand Pesos (P10,000.00) months

Duration of Loan

• Regular Member - up to twelve (12) months
• Associate Member - up to six (6) months

Deadline for submission

Any working days until 4:00pm

Release of regular loan

2 days after the filling of loan

Other information

The borrower must indicate the occasion to celebrate (e.g. anniversary, birthdays; immediate family members only, baptism, school graduation, promotions, house blessings, farewell party, etc.)

Appliance Loan

Loanable Amount

• Member with 30k and up share capital up to P100,000.00 for regular
• Member below 30k share capital times three of capital share for regular.
• Associate member - up to Ten Thousand Pesos (P10,000.00)

Duration of Loan

Regular member - up to 5 years Associate member - up to 1 year

Deadline for submission

Tuesday 11:00am, if it falls on a holiday, Monday 11:00am

Release of regular loan

Wednesday, if it falls on a holiday, Tuesday

Other information

Motorcycle Loan

Loanable Amount

For regular member with 50,000.00 share, he/she can avail up to P150,000.00, if below 50k, times two of capital share. For associate member, P20,000.00

Duration of Loan

Regular member - up to 5 years Associate member - up to 1 year

Deadline for submission

Tuesday 11:00am, if it falls on a holiday, Monday 11:00am

Release of regular loan

Wednesday, if it falls on a holiday, Tuesday.

Other information

No motorcycle loan will be approved if the borrower has an existing consolidated loan or back-to-back loan. Refer to any financing motorcycle store for additional guidelines regarding this loan.

Pangkabuhayan Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Pre-membership Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Educational Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Utility Bills Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Travel Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Enchancement Regular Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Enchancement Emergency Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Healthcard Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Motor Vehicle Loan (2nd Hand)

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Gift Check Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan

Consolidated Loan

Loanable Amount

Duration of Loan

Deadline for submission

Release of regular loan